Spry Law Firm respects the privacy and security of your non-public personal information (“Personal Information”) and protecting your Personal Information is one of our top priorities. This Privacy Statement explains our privacy practices, including how we use your Personal Information and to whom it may be disclosed.
Personal Information Collected
We may collect Personal Information about you from the following sources:
- Information that you provide on applications or other forms, such as your name, address, social security number, tax identification number, asset information, and income information;
- Information we receive from you through Internet websites, such as your name, address, email address, Internet Protocol address, the website links you used to get to our websites, and your activity while using or reviewing our websites;
- Information about your transactions with or services performed by us, our affiliates, or others, such as information concerning your policy, premiums, payment history, information about your home or other real property, information from lenders and other third parties involved in such transaction, account balances, and credit card information; and
- Information we receive from consumer or other reporting agencies and publicly- recorded documents.
Disclosure of Personal Information
We may disclose your Personal Information (excluding information we receive from consumer or credit reporting agencies), as permitted by law, without obtaining your prior authorization, to the following persons or entities:
- Insurance agents, brokers, representatives, support organizations, or others to provide you with services you have requested, and to enable us to detect or prevent criminal activity, fraud, material misrepresentations, or nondisclosure in connection with an insurance transaction;
- Third-party contractors or service providers for the purpose of determining your eligibility for an insurance benefit or payment and/or providing you with services you have requested;
- An insurance regulatory authority, or a law enforcement or government authority, in a civil action, in connection with a subpoena or a governmental investigation;
- Companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements; and/or
- Lenders, lien holders, judgment creditors, or other parties claiming an encumbrance or an interest in title whose claim or interest must be determined, settled, paid or released prior to a title or escrow closing.
We may also disclose your Personal Information to others when we believe, in good faith, that such disclosure is reasonably necessary to comply with law or to protect the safety of our customers, employees, or property and/or to comply with a judicial proceeding, court order or legal process.
Disclosure to Affiliated Companies – We are permitted by law to share your name, address and facts about your transaction with other companies, such as insurance companies, agents, and other real estate service providers to provide you with services you have requested, for marketing or product development research, or to market products or services to you. We do not, however, disclose information we collect from consumer or credit reporting agencies with our affiliates or others without your consent, unless disclosure is otherwise permitted by law.
Disclosure to Nonaffiliated Third Parties – We do not disclose Personal Information about our customers or former customers to nonaffiliated third parties, except as described in this notice or as otherwise permitted by law.
Confidentiality and Security of Personal Information
We restrict access to Personal Information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to protect Personal Information.
Access to Personal Information/Requests for Correction, Amendment, or Deletion of Personal Information
As required by law applicable law, we will give you the right to access your Personal Information, and under certain circumstances, to find out to whom your Personal Information has been disclosed, and request correction or deletion of your Personal Information. But our current policy is to maintain customers’ Personal Information seven (7) years from the date of a transaction for the purpose of handling future coverage complaints.
For your protection, all requests made under this section must be in writing and must include your notarized signature to establish your identity. Where permitted by law, we may charge a reasonable fee to cover the costs incurred by responding to such request. Please send requests to:
Spry Law Firm
250 South Poplar Street
Florence, Alabama 35630
Changes to Privacy Statement
This Privacy Statement may be amended from time to time consistent with applicable privacy laws. When we amend this Privacy Statement, we will post a notice of such changes on our website. The effective date of this Privacy Statement, as stated above, indicates the last time this Privacy Statement was revised or materially changed.